Residential First Capital is classified as a “one-stop” shop for residential financing and we work to obtain the option that works for each client. We specialize in Hard Money financing options for our clients. Over the years we have learned that each person’s circumstances are a little different and not everyone fits in the same financing “box”. If the situation is “financeable” we will show you how to accomplish your goal with the least amount of cost. We are a direct lender for our customers. We have a large pool of private funds available to fund our approved loan requests. We perform quickly and efficiently. Our years of experience allows us to minimize the Hard Money loan transaction time, and maximize the opportunity to obtain financing in order meet the end goal.

Types of Loans:
*Business Purpose Cash-Out Loans* *Fix and Flip Loans* *Fix and Rent Loans *Non-QM* *Construction Loans* *Reverse Mortgages* *Residential Bridge Loans* *Commercial Bridge Loans* *Distressed Lending Situations: Bankruptcy, Tax Liens, Judgments*

Ken Thayer is the President of Residential First Capital as well as an originating loan officer. Since 1979, Ken Thayer has personally closed over 7,000 mortgage transactions totaling $2.1 Billion in Loan Dollar Volume. Many of these loans have been Private/Hard Money which Ken and his team specialize in. He owns and manages the lending and servicing of these loans, Ken Thayer Trust Deed Servicing, as well as active Note Pool and Foreclosure buyer and servicers. Before he was a Mortgage Broker, Ken was a real estate agent. In a 6-year period, he listed and sold over 1,000 homes throughout Orange and Los Angeles counties. Ken is knowledgeable in all aspects of real estate. His emphasis has always been on top quality customer service for his mortgage and investor clients. Ken is an expected in what he does and he listens to understand his client’s needs to provide the most beneficial financing options to fit each scenario. Ken prides himself on creativity and flexibility to handle even the toughest loan scenarios.