Homeownership Vs. Stock Market Holdings

Homeownership Vs. Technology Holdings: A frequent bridge the Millennial & Gen Z’s is that of proper allocation of accumulated wealth utilizing self-direction.  Often, as the free market principles of modern economics dictate, these generations find themselves picking up and moving … Read More

Daily Rate Update: September 15-18

Tuesday – September 15   The housing sector continues to be a bright spot in the U.S. economy. The MBA reports that mortgage applications for new home purchases in August jumped 33% from last year though down monthly by 4% percent … Read More

Tech Sell-Off: A Practice in Patience

A widespread sell-off in tech stocks began Tuesday, September 1st, and it’s ramifications have reverberated into the week it precluded.  This comes on the heels of record stock performance, particularly in the tech market, since the temporary recession experienced in … Read More

Daily Rate Update: September 8th-11th

Tuesday – September 8   As the country continues to reopen and with just a few states on some sort of partial lock down, small businesses are trying to get back to some normalcy. The NFIB Small Business Optimism Index increased … Read More

September’s Socioeconomic View: Buyer’s Market

September’s Socioeconomic View: Buyer’s Market Opportunity frequently lies in the wake of unsettling trends. Amidst a timely combination of top-down restrictive business & social orders, coupled with the coming presidential election, there has been no better time in recent memory … Read More

Daily Rate Update: August 3rd-7th

Thursday – August 6, 2020 Americans filing for first-time unemployment benefits fell to their lowest level, albeit still at lofty levels, since the explosion in March. The Labor Department reports that Weekly Initial Jobless Claims rose by 1.1 million in … Read More

The Path of Our Economy is Dependent on COVID-19

The Federal Reserve came out with a strong statement this past week saying that the future of our economy depends on how well the coronavirus pandemic is controlled. Unfortunately, at this time, the United States leads the world in COVID-19 … Read More

Daily Rate Update: July 27th-31st

Friday – July 31, 2020 The U.S. consumer continued to spend big for the second month in a row in June as pockets of the economy reopen and online spending soars. Personal Spending rose 5.6% in June after the 8.2% … Read More

It’s Just The Facts: July 2020

CHEAP MONEY – The national average interest rate for a 30-year fixed rate mortgage as of 7/16/20 was 2.98%, an all-time record low, producing a $421 monthly “principal and interest” payment per $100,000 borrowed. The national average rate rose slightly … Read More

Daily Rate Update: July 20th-24th

Friday – July 24, 2020 The Census Bureau reports that New Home Sales rose nearly 14% in June from May to an annual rate of 776,000, the highest level since 2007. Sales increased by almost 7% from June 2019. The … Read More

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