How To Get The Best Interest Rates One of the biggest aspects of buying a home and getting the best interest rate on the loan is your credit score. To get the best rates available and the lowest monthly payment … Read More
Construction-to-Permanent Loan: The Loan That Builds Dreams A Construction-to-Permanent loan is used in scenarios for remodels, renovations and a ground-up construction of a home. This loan is created in one closing with financing that helps with the construction and then … Read More
The Great Recession: Will It Happen Again? Dear Clients: As we are in our 10th anniversary year of the Great Recession, I would like to tell you what happened and if we will ever revert back to that time. It really … Read More
Building Equity for Your Future Dear Clients: Equity in your home is a great thing. It can serve many purposes: First and foremost, it is an excellent security blanket. If you ever get in financial trouble, you can always sell … Read More
According to the Federal Reserve Bank of New York, 44 million Americans owe $1.41 trillion in student loan debt as of June this year. That’s an increase of 139% in the last 10 years. Student loans by themselves will not … Read More
We think that everyone who qualifies for a Home Equity Line of Credit (HELOC), should have one in place. Whether they should use it or not is another subject. You should have it for the following reasons: You never know … Read More
You won’t know, until you ask. Below are three real world examples of people who bought their first home and how they did it. Rent Rooms to Pay Off the Mortgage: Ken Thayer, President of Residential First Capital, talks about … Read More
It is important to note that liquidity and building your investment asset portfolio is very important for you. Hence, you need to understand how important it is to stay liquid so that you can navigate the financial challenges we all incur from time … Read More
The mortgage process can seem very daunting to first-time home buyers. But there are a lot of options that you can choose from and we specialize in creatively finding you financing within your current situation. These are the steps … Read More
The Pros and Cons of Reverse Mortgages (Retirement Mortgages) A discussion of financing options available to seniors and their families. If you have not gone through the issues of an aging relative, their finances, and how best to deal … Read More